Applicant details :

♦   Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.

♦   Last tax bill / certificate from society chairman/Secretary if applicant owned property

♦   3 Photographs of Applicant

♦   Address proof – electric bill /telephone bill (any one) As per KYC norms

♦   Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms

♦   Quotation of vehicle

♦   Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.

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Guarantor Details

♦   Photograph-2 copies

♦   Last tax bill

♦   Last income tax return copy

♦   Address proof – electric bill /telephone bill (any one)

♦   Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)

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Conditions

♦   We give loan up to 80% of quotation of basic price. for transport/ commercial vehical Bank will give loan upto 70% of quotation of basic price.

♦   Applicant has to take insurance of full value of vehicle in favour of bank.

♦   The Loan for two wheelers, three wheelers will be repaid with interest in 36 to 60 equal monthly instalments.

♦   Applicant have to pay margin amount to the bank. Bank will issue Banker cheque of full amount in the name of dealer.

♦   Applicant have to submit Xerox copy of invoice, receipt, insurance policy, RTO book showing Bank's lien recorded with RTO.

♦   Applicant has to take share @ 1%/2%/2.5% of the limit.

♦   The processing charges from 350 Rs. to 1000 Rs. will be levied on sanction.