| With Effective From 01-04-2024 | |||
| Loan Type | Rates | ||
|---|---|---|---|
| Clean Loan | 14.00% | ||
| Hypothecation Loan
Rs. 30 Lakh MSME WITHOUT MSME Rs. 30 Lakh above MSME WITHOUT MSME |
--
10.50 % 11.50 % 10.00 % 11.00 % |
||
| Machinery Loans | 13.25% | ||
| Hire Purchase Loan
Two Wheleer Bike/Scooter (48 Month) New Car / Jeep 1. For 60 Month Old Car / Jeep 1. For 36 Month New Truck / Pick Up / Tempo 1. For 60 Month Old Truck / Pick Up / Tempo 1. For 36 Month |
--
11.50 % -- 8.50 % -- 9.50 % -- 10.50 % -- 11.00 % |
||
| Passenger Auto Riksha (Old/ New)
For 48 Month |
-
13.00 % |
||
| Housing Loan
For 10 Year |
-
9.50 % |
||
| Property against Loans
Rs. 30 Lakh MSME WITHOUT MSME Rs. 30 Lakh above MSME WITHOUT MSME |
--
10.50 % 11.50 % 10.00 % 11.00 % |
||
| Gold Ornaments Advances | 12.50% | ||
| Cash Credit | 13.00% | ||
| Education Loan Upto 4 Lakhs Above 4 Lakhs |
10.00 % 11.00 % |
||
| Proffesional and self Employees Loans | 9.50% | ||
| LIC / KVP / Poster Certification Loans/ Govt. Security against OD | 12.50% | ||
| Fix Deposite against OD | FD Rate + 1.50% | ||